Core Banking
Composable, cloud-native platforms without legacy tech debt.
I'm Mats Nordgren — Chief Product Officer at Vilja Solutions. For three decades I've been designing the systems banks run on — composable, cloud-native, and built to shape what comes next.

01 — About
I architect end-to-end financial management systems — for new entrants as well as established players extending their portfolio. My particular interest is financial analytics and pattern analysis, and I'm actively integrating today's AI and deep learning advances into modern core banking.
At Vilja, we've built a cloud-native platform from scratch — free of legacy baggage — that powers banks across the Nordics, Europe, and beyond. Recognised by Gartner, IDC, Celent and Forrester as a next-generation core banking vendor.
Based in Stockholm. Happiest somewhere between a whiteboard and a wooden sailboat.
02 — Focus
Composable, cloud-native platforms without legacy tech debt.
Pattern analysis and decisioning across the full lending & deposit lifecycle.
Bringing modern AI into banking products with a pragmatic, product-first lens.
Turning ideas into shipped platform capabilities — end-to-end or composable.
03 — Now
“The tools have changed. So has the pace. I'm learning to lead product by building again — fast, curious, and alongside machines that amplify judgment.”
After years of architecting large-scale banking platforms, I'm now rethinking how products come to life: from first prompt to shipped feature, from prototype to production. AI isn't replacing the product craft — it's compressing the iteration loop and surfacing new questions about taste, trust, and intent.
This summer, that rediscovery is my main side-project.
04 — Experience
Vilja Solutions
Chief Product Officer
Leading product for a market-leading cloud-native core banking platform across the Nordics and Europe.
Present
Vilja Solutions
Systems Architect
Architecting end-to-end financial management systems for new entrants and established players.
Earlier
CGI
Executive Consultant · Technical Architect
Enterprise architecture and delivery for large-scale financial and telecom transformations.
Prior
3 (Hi3G Access)
OSS / BSS Architect
Designing operational and business support systems for a next-generation mobile operator.
Prior
05 — Say hej
Based in
Stockholm, Sweden
Role
Chief Product Officer, Vilja Solutions
Office
Kungsgatan 26, 111 35 Stockholm